Effective Date and Expiration Date of Insurance

Once the Administrator receives and accepts the Application and premium, the Effective Date of insurance is the latest of these dates:

• arrival date in the United States
  
  
• the date requested on the Application form
  
  
• 12:01 a.m. on the day following receipt of the Application and premium payment
  
  

The Expiration Date of insurance is the earlier of these dates:

• the date of departure for a location outside the United States
  
  
• the date shown on the insurance documents mailed upon issuance
  
  

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