How the Medical Insurance Works

For Covered Medical Expenses during a Term of Insurance, the Gateway Visit America plan works like this:

• Each Insured Person must meet the $150 Deductible, which is applied to each separate, distinct and unrelated condition.
  
  
• After the Deductible, the Plan pays 80% of the reasonable and customary charges for the remaining Covered Medical Expenses up to the Medical Expense Maximum or the Maximum Coverage Period, whichever occurs first.
  
  
• The Medical Expense Maximum is applied to Covered Medical Expenses for each separate, distinct and unrelated condition.
  
  
• The Maximum Coverage Period is 26 weeks from the date of covered injury or onset of covered illness.
  
  

The Description of Coverage section provides details about Covered Medical Expenses, Exclusions, and Limitations.

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