Enrollment Options

INITIAL enrollment - for initial Application requesting insurance for:

• 3 months or more (up to an initial maximum term of 12 consecutive months) - a renewal notice is automatically sent to the U.S. mailing address on file 45 days prior to the Expiration Date.
  
  
• Less than 3 months - no renewal notice is sent. If additional months are needed, a new Application must be submitted for a new Term of Insurance. Each subsequent Application represents a new Term of Insurance, subject to all policy provisions.
  
  

RENEWAL - Term of Insurance can be renewed for up to 12 months at a time to the maximum total of 36 consecutive months as long as eligibility requirements continue to be met and Administrator receives the Renewal Form with premium payment on or before the Expiration Date of insurance. Minimum renewal term is 3 months (or less if final renewal). Upon renewal, the Expiration Date of insurance is adjusted according to the number of months requested on renewal.

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