Eligibility Requirements

Eligibility for Gateway USA requires the insured(s) to meet all of the following conditions:

• Home Country is not the United States
  
  
• Country of Residence is not the United States
  
  
• the primary purpose of stay in the United States is to participate in a sponsored or planned international exchange activity
  
  

Spouse and/or unmarried dependent children (over 14 days old and under the age of 18) are also eligible when they accompany the exchange activity participant and meet the requirements outlined above.

A child over the age of 18 is not considered a dependent child for this insurance plan. Children over the age of 18 can apply under separate Application and must meet the eligibility requirements shown above.

If the exchange activity participant has other insurance through the sponsor or host organization, accompanying dependents can apply for Gateway USA.

Home Country and Country of Residence Defined

Home Country is the country from which the Insured Person holds a passport.

Country of Residence is the country where the Insured Person maintains a primary permanent residence.

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