Effective Date and Expiration Date of Insurance

The Effective Date of insurance is the latest of these dates:

• departure from the Home Country/Country of Residence
  
  
• receipt of Application and premium
  
  
• date requested on the Application form
  
  

The Expiration Date of insurance is the earlier of these dates:

• return to the Home Country/Country of Residence for other than a temporary return visit
  
  
• the date shown on the insurance documents mailed upon issuance
  
  

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