Eligibility Requirements

To be eligible for any Gateway Premier plan, travel must be to a destination(s) outside the Home Country/Country of Residence for 6 or more consecutive months. Other eligibility requirements for specific plans apply.

For Plan 1

• does not hold U.S. visa type B2 (Visitor for Pleasure)
  
  
• U.S. citizens are not eligible
  
  

For Plan 3

• limited to international work assignments outside the United States
  
  

Spouse and/or unmarried dependent children, under the age of 18, or up to age 23 if a full time student, are also eligible if they meet the requirements outlined above.

A child age 18 and older who is not enrolled as a full time student is not considered a dependent child for this insurance plan. Children over the age of 18 can apply under separate Application and must meet the eligibility requirements shown above.

If the Home Country is different from the Country of Residence, there is no coverage in either location except as provided by this Plan (see Description of Coverage section).

For the purposes of this Plan, the United States means the 48 contiguous states, plus Alaska, Hawaii, and the District of Columbia.

Home Country and Country of Residence Defined

Home Country is the country from which the Insured Person holds a passport.

Country of Residence is the country where the Insured Person maintains a primary permanent residence.

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