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When personal property coverage is issued, you are automatically provided additional personal liability protection. This coverage protects you if you are legally required to pay damages to another due to bodily injury or property damage.
Personal Liability
The Plan will pay up to the limit of liability for damages for which you are legally responsible and will also provide legal defense.
Medical Payments to Others
The Plan will pay up to $2,000 for the necessary medical expenses that are incurred within three years from the date of an accident causing bodily injury to another person.
Additional coverage includes:
- first aid to others for a covered bodily injury
- damage to property of others up to $1,000
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