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There are some things that the Plan specifically does not cover - such as certain types of property - or when loss/damage occurs under circumstances in which this insurance does not apply. Some examples are:
- motor vehicles, aircraft, hovercraft
- animals, birds, or fish
- money, bank notes, coins, stored value cards, smart cards
- securities, accounts, deeds, manuscripts, personal records, passports, tickets and stamps
- property while in storage or at your permanent address
- damage to property resulting from earth movement, water damage, neglect, war, intentional loss, government action, and mysterious disappearance
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