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Personal Property & Liability Insurance Plans
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Brochure | Gateway Plus for International Students & Scholars

Personal Property Coverage

The Plan covers personal property owned or used by you anywhere in the world as well as property entrusted to you by your parent(s) or guardian(s). The property is insured for the replacement cost at the time of loss up to the coverage limit that you select on the Application form. Replacement cost means the amount required to repair or replace the property. A $100 Deductible applies.

Special Limits under property coverage:

  • theft of jewelry, watches, furs, precious and semiprecious stones -$1,000 each loss

  • electronic apparatus and accessories while in or upon a motor vehicle - $1,500 each loss

Additional coverage includes:

  • $500 for legal obligation to pay credit cards because of theft or unauthorized use

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