What is not covered under Personal Liability Coverage:

This coverage is designed to protect your finances from unexpected costs. It does not protect you if you cause an intentional injury, or in business or professional situations, nor does it cover liability under a written contract or agreement. It does not cover liability resulting from:

• the ownership or use of motor vehicles, watercraft, aircraft, and hovercraft
  
  
• damage to property you rent, occupy, use, or are in care of unless caused by fire, smoke or explosion
  
  
• bodily injury or property damage arising out of any premises owned or rented by you which is not shown as an insured location
  
  

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