Eligibility Requirements

Eligibility for Gateway International requires the insured(s) to meet all of the following conditions:

• travel is to a destination(s) outside Home Country/Country of Residence, except travel to the United States
  
  
• travel abroad is for 180 days or less
  
  

Spouse and/or unmarried dependent children (over 14 days old and under the age of 18) are also eligible if they meet the requirements outlined above.

A child over the age of 18 is not considered a dependent child for this insurance plan. Children over the age of 18 can apply under separate Application and must meet the eligibility requirements shown above.

If the Home Country is different from the Country of Residence, there is no coverage in either location.

If the United States is the Home Country/Country of Residence, for the purposes of eligibility, the United States means the 48 contiguous states, plus Alaska, Hawaii, and the District of Columbia.

Home Country and Country of Residence Defined

Home Country is the country from which the Insured Person holds a passport.

Country of Residence is the country where the Insured Person maintains a primary permanent residence.

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