Eligibility Requirements

Eligibility for Gateway Global requires the insured(s) to meet all of the following conditions:

Plan 1

• under age 70
  
  
• take multiple trips during the year
  
  
• each trip is 45 consecutive days or less
  
  
• travel is outside the Home Country/Country of Residence and the United States
  
  

Plan 2

• under age 70
  
  
• take one or more international trips during a 6 or 12 month period
  
  
• each trip is more than 45 consecutive days
  
  
• travel is outside the Home Country/Country of Residence
  
  

Spouse and/or unmarried dependent children (over 14 days and up to age 19, or up to age 23 if a full-time student at an accredited institution of higher learning) are also eligible if they meet the requirements outlined above and the Family Plan is selected on the Application form.

A trip begins upon departure from the Home Country/Country of Residence and ends upon return to the Home Country/Country of Residence. Each trip may include one or more countries in the itinerary.

If the Home Country is different from the Country of Residence, there is no coverage in either location.

For the purpose of this Plan, the United States means the 48 contiguous states, plus Alaska, Hawaii, and the District of Columbia.

Home Country and Country of Residence Defined

Home Country is the country from which the Insured Person holds a passport.

Country of Residence is the country where the Insured Person maintains a primary permanent residence.

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